Punjab Affordable Housing Scheme
Affordable Housing Scheme
The current prevailing situation is that the percentage of people that are getting richer are as many as the people falling below the poverty line. With the increasing population there should be a policy framework for affordable housing schemes and their speedy implementation to provide houses to the lower income groups who are unable to buy their houses because of increasing prices.
Objective
Rural to urban migration has led to the increasing urban population relatively lower middle class and middle class and it is important to realize the necessity of affordable housing scheme that helps the lower income group to buy their own houses. It will let the people buy their own property which is not possible at this age of high prices. The main challenge to meet the requirement of affordable housing scheme is to provide the equal opportunity to lower middle class and middle class to buy houses as provided to upper class. new metro city is such housing scheme that offers plots ranging 5 Marla, 8 Marla, 10 Marla, and 1 Kanal with easy installments and only 10% down payment. People can buy plots according to their financial status. Affordable housing society provides the sustainability of housing sector especially for low-cost housing.
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Planning
The planning of affordable housing scheme should be public private partnerships for better management and sustainability, as they can provide for better transport, schooling facilities along with houses. Most importantly, it should not be too far away from the market or road network as lower income groups tend to look for a location which is near to the linked roads so they don't have to spend much on transport. Another perspective is as the urban population is increasing day by day and land is becoming extremely expensive. Most families with less income are not able to afford the expensive land to build houses as these areas are becoming commercialized.
Location
One of the solutions is affordable housing schemes should be located on the outskirts of the cities which are not as much expensive with good road network. Further the purchaser has the option to design the house as he desires. Apart from being affordable, these housing schemes should have some employment opportunities nearby for the living standard and to draw the attention of low-income families to invest in it.
School
School plays a very important role in polishing the skills of the student in a very early age. If the schools are located far away from the housing scheme, people find it difficult because it adds extra expenditure for the pick and drop of the children. New Metro City is an initiative that not only provide houses for all income families but will also have school. It ensures that the faculty enrolled pay full attention to the students. School will also have bus transport for the pick and drop.
Hospital Facility
Often the hospitals are located away from the private housing schemes and people find it difficult when there is an emergency. Hospitals in a housing scheme is no doubt a great facility for the successful housing scheme.
Affordable housing schemes fulfill the dreams of the people who wish to have their own houses with all the facilities for the standard of living.
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